SCHOOL FOR SCOUNDRELS PG-13, 101 minutes Nebbishy New Yorkers have Woody Allen, the rapturously forlorn have Wong Kar-wai, but for the voice of the frat-boy experience, look no further than Todd Phillips. His résumé is impeccable: not only the arrested development triumph of "Old School," but even an actual undercover documentary about hazing (simply titled, to make even Frederick Wiseman proud,